Introduction
The Finance Club of Maratha Mandir’s Babasaheb Gawde Institute of Management Studies organised a 30-hour Add-on Certificate Course titled “Money Matters: Personal Finance Mastery for Management Professionals” for MMS Semester III students of the 2025–27 batch across all specialisations.
The course commenced on 31st August 2026 and was designed to equip students with practical skills to plan, protect, grow, and optimise personal financial resources across the four pillars of personal finance — Insurance & Risk Planning, Investment Planning, Retirement Planning, and Tax Planning. A total of 67 students successfully completed the course and were awarded certificates of completion.
Objectives of the Programme
- Build foundational and applied competence across insurance, investment, retirement, and tax planning.
- Develop the ability to translate financial theory into a real, computed, and defensible personal financial plan.
- Introduce Indian regulatory context (IRDAI, SEBI/AMFI, PFRDA, Income Tax Department).
- Strengthen quantitative and Excel-based modelling skills relevant to banking, wealth management, and corporate finance.
- Cultivate client-communication skills through a cumulative Personal Financial Plan and capstone presentation.
Event Highlights and Activities
The course was delivered in blended mode (classroom lectures + self-paced assignments) over 30 contact hours, structured into four modules of 7.5 hours each. Faculty allocation was as follows:
Module 1 – Insurance & Risk Planning (Dr. Girish B. Pawar)
Module 2 – Investment Planning (Ms. Namrata Kaur Uppal)
Module 3 – Retirement Planning (Ms. Pratiksha Karambe)
Module 4 – Tax Planning (Dr. Pranav Indulkar)
Practical work included Excel-based calculators, live insurance product comparisons, model portfolio construction, SIP vs lumpsum simulations, and tax-regime optimisation. The programme concluded with an online examination held on 10th October 2026 via Microsoft Teams.
Feedback
Students appreciated the practical, application-oriented design and the relevance of the content to both personal and professional life. The cumulative case study and Excel modelling exercises were particularly well received. Faculty noted strong engagement and high-quality integrated financial plans. Participants from non-finance specialisations found the course accessible and valuable.
Conclusion
The “Money Matters” Add-on Certificate Course successfully strengthened personal-finance competence among 67 MMS Batch 2025–27 students. By combining structured theory, hands-on modelling, a professional-style case study, and formal assessment, the Finance Club delivered a high-impact value-added learning experience aligned with industry expectations and the Institute’s commitment to holistic management education.
PO Mapping
The course contributes to the following Programme Outcomes:
- PO1 – Application of management knowledge to solve real financial-planning problems
- PO2 – Analytical and data-based decision making through Excel modelling and market analysis
- PO3 – Value-based and ethical client advisory approach
- PO4 – Understanding of regulatory, legal and ethical aspects of personal finance in India
- PO5 – Leadership and communication skills through the capstone client-pitch presentation
