Patron
Rajendra P. Gawde – Hon. Secretary, Maratha Mandir
Editor
Prof. Dr. Vidya Hattangadi, Director
Co- Editor
Dr. Jessica Fernandes , Asst. Professor
Editorial Committee
Mr. Ajit Parab
Mr. Sabir Mujawar
Ms. Sadiya Fuggawala
Ms. Namrata Uppal
Mr. Santosh Datkhile
Mr. Shashi Tiwari, Free Press Journal
Chief Advisor
Dr. Chandrahauns R. Chavan, Senior Professor, JBIMS
Dr. Nitin Joshi, Director V.N. Bedekar Institute of Management Studies
Prof. Dr. Pradeep Pendse, in-Charge Director University Programs and CTO, Weschool
Mr. Harjeet Khanduja, Global HR Head , Reliance JIO
Dr. Nilesh Berad, Director MET, Nashik
C.A. Abhijeet Deshmukh, Partner, Sanjay Rane and Associates LLP
C.A. Dr. Shardul Shah, Partner, M.A. Shah & Co. Chatered Accountants
Mr. Ashish Chandak, Head Fraud Risk Management & AML YES Bank
Ms. Lalita Paranjape – Ex HOD English Dept. Ruia College
Documentation Officer
Ms. Ankita Agane
Place of Publication
Maratha Mandir’s Babasaheb Gawde Institute of Management Studies
2nd Floor, Maratha Mandir Annexe, Babasaheb Gawde Chowk,
Dr. A.B. Nair Road, Mumbai Central, Mumbai – 400 008.
Tel. : 66044100 Fax: 23075623 .
Patron
Rajendra P. Gawde – Hon. Secretary, Maratha Mandir
Editor
Prof. Dr. Vidya Hattangadi, Director
Co- Editor
Dr. Jessica Fernandes , Asst. Professor
Editorial Committee
Mr. Ajit Parab
Mr. Sabir Mujawar
Ms. Sadiya Fuggawala
Ms. Namrata Uppal
Mr. Santosh Datkhile
Mr. Shashi Tiwari, Free Press Journal
Chief Advisor
Dr. Chandrahauns R. Chavan, Senior Professor, JBIMS
Dr. Nitin Joshi, Director V.N. Bedekar Institute of Management Studies
Prof. Dr. Pradeep Pendse, in-Charge Director University Programs and CTO, Weschool
Mr. Harjeet Khanduja, Global HR Head , Reliance JIO
Dr. Nilesh Berad, Director MET, Nashik
C.A. Abhijeet Deshmukh, Partner, Sanjay Rane and Associates LLP
C.A. Dr. Shardul Shah, Partner, M.A. Shah & Co. Chatered Accountants
Mr. Ashish Chandak, Head Fraud Risk Management & AML YES Bank
Ms. Lalita Paranjape – Ex HOD English Dept. Ruia College
Documentation Officer
Ms. Ankita Agane
Place of Publication
Maratha Mandir’s Babasaheb Gawde Institute of Management Studies
2nd Floor, Maratha Mandir Annexe, Babasaheb Gawde Chowk,
Dr. A.B. Nair Road, Mumbai Central, Mumbai – 400 008.
Tel. : 66044100 Fax: 23075623 .

editor@mmbgims.com

Patron Rajendra P. Gawde – Hon. Secretary, Maratha Mandir
Editor Dr. Karve Sunil, Director
Co- Editor Shri. Pise Sharad, Principal
Editorial Committee Prof. Crasto Surabhi
Dr. Kutty C.M.S.
Prof. Kulkarni Prasad
Prof. Mer Suresh
Dr. Parmar Taruna
Prof. Parab Ajit
Prof. Surve Shyamkant
Prof. Tank Minal
Chief Advisor Dr. Snehalata Deshmukh : Ex-Vice Chancellor – University of Mumbai
Editorial Advisory Board (Academic) Dr. Bhoite Uttamrao, Executive Director, Bharati Vidyapeeth, Pune
Dr. Bhushan Y.K., Sr.Advisor, ICFAI Business School, Mumbai
Dr. Dhar Upender, Dean, Faculty of Management Studies, Nirma
University of Science & Technology, Ahmedabad
Dr. Dani L.M., Ex-Principal, M.L.Dahanukar College of Commerce,
Mumbai
Dr. Kadam Shivajirao, Vice –Chancellor, Bharati Vidyapeeth Deemed
University, Pune
Dr. Kaptan S.S., H.O.D.of Commerce, Pune University
Dr. Madan Madhu, Registrar, SNDT University, Mumbai
Dr. Manerikar Vijaya, Ex-Director, JBIMS, Mumbai
Dr. Rao P.S.,Dean – Quality Systems & New business Initiatives
Welingkar Institute of Management Development & Research, Mumbai
Dr. Singh Pritam, Professor Emeritus, MDI, Gurgaon
Dr. Shiware T.A., Principal, Hinduja College, Mumbai
Dr. Sharma Gulnar, Director, JDBIMS, SNDT University
Dr. Shirahatti M. G., Director General, Oriental Institute of Management
Dr.B.K.Lande : Deputy Director, VJTI, Mumbai, India
Dr.B.Krishna Mohan : Principal Reserch Engineer,CSRE,IIT, Mumbai, India
Dr.Chelpa Lingam : Principal,MGM College of Engineering & Technology,
Kamothe, Navi Mumbai India
Dr.Vijay Wadhai : Professor and Dean Research ,MITSOT, MAE, Pune,
India.
Dr.Avinash Keskar : Professor ,Dept. of Electronic & Comp.Science ,Dean
(R&D),Visvesaraya Regional College of Engineering ,Nagpur ,India.
Dr.Meena Panse : Professor,Electrical Dept,VJTI,Mumbai,India.
Dr.N.M.Singh : Professor,Electrical Dept,VJTI,Mumbai.
Editorial Advisory Board (Corporate) Shri. Bhawalkar P. M., Sr.Vice President– HR, Reliance Retail Ltd.
(Retail Business)
Shri. Avinash Bagul, Senior V.P. & C.S. IL & FS
Dr. Chowgule D.S., Sr.Executive VP-Grp. Industrial Relation,
Reliance Industries Ltd.
Shri. Desai Nand Kishore, Executive Vice President, HDFC Bank
Dr. Nath Golaka C., Sr.V.P., CCIL, Mumbai
Dr. Nerkar S.C., Sr. Vice President – HR, Global Vetra Helecorp Ltd.
Shri. Patni Ashok, Director, PCS Industries Ltd.
Shri. R. Sundaraman, Sr.Vice President, National Stock Exchange
Shri. Valsangkar Abhay, Chief Administrative Officer, Head HR – Avaya India
Dr.M.G.Phadnis : M.D Core Tech, Ex HOD,BARC,India
Mr. Ashok Jagatia: Secretary ,IEEE Bombay Section ,Mumbai, India.
Documentation Officer Ms. Chakravarty Alpana
Place of Publication Maratha Mandir’s Babasaheb Gawde Institute of Management Studies
2nd Floor, Maratha Mandir Annexe, Babasaheb Gawde Chowk,
Dr. A.B. Nair Road, Mumbai Central, Mumbai – 400 008.
Tel. : 66044100 Fax: 23075623 .
e-mail : editor.ijtmr@mmbgims.com